Fall Loans
Up To $1,480
Texas’ Choice for
Signature and Secured Loans
Fall Season Loans
Up To $1,480
Texas’ Choice for
Signature and Secured Loans

OUR SERVICES

Providing personal and title loans to South, West and Central Texas

At Action Credit, we are committed to providing you with the cash you need to make your dreams a reality. We provide loans from $200 to $1,480 with convenient and affordable monthly payments. We are experts in helping customers establish their credit and building long-lasting relationships.

What can I use my personal loan for?

  • Unexpected Expenses
  • Car Repairs
  • Vacations
  • Home Improvements
  • Major Purchases
  • And So Much More!
FAIR & RESPONSIBLE LENDING POLICY
Loan Express Lending Value

PURPOSE

It is Action Credits policy to treat you with professionalism, courtesy and fairness. Our employees strive to offer assistance, encouragement and service in a fair, equitable and consistent manner. The success of the Fair & Responsible Lending Policy (the “Policy”) is the responsibility of the entire organization. This Policy applies across all aspects of lending operations, including advertising and marketing, loan origination, processing, underwriting, closing, and loss mitigation activities.

Action Credits commitment to fair and responsible lending principles is demonstrated throughout the Company’s structure and organization, in employee accountability, through various monitoring and auditing programs and in education and training programs it offers. Action Credits management team is responsible for establishing policies to ensure that operations and business practices reflect our strong commitment to fair and responsible lending, and that all employees are aware of that commitment.

POLICY STATEMENT

Action Credit has adopted the Policy to promote compliance with all applicable state and federal laws ensuring fair lending and equal access to credit, including but not limited to the federal Equal Credit Opportunity Act (“ECOA”) and the Federal Reserve Board’s Regulation B (which implements ECOA). The Policy is also adopted to prevent unlawful discriminatory practices in relation to its lending activities.

Action Credit will not discriminate with respect to any aspect of a credit decision on the basis of race, color, religion, national origin, sex, marital status, disability, age (provided that an applicant has the capacity to enter into a binding contract), receipt of income from any public assistance program, sexual orientation, the good faith exercise of any rights under the federal Consumer Credit Protection Act, or the good faith exercise of rights under any state law allowing or recognizing Registered Domestic Partnerships, Civil Unions, or other such similar unions or partnerships regardless of the title assigned to them. Action Credit is fully committed to the principle that all decisions related to the granting or servicing of credit should be made with consideration of safe and sound business practices. Action Credit takes appropriate steps to ensure that this Policy is applied consistently and continuously through all aspects of its credit operations, including advertising and marketing, loan origination, processing, underwriting, closing, and loss mitigation activities.

TEXT POLICY
A Personal Touch Via Text

By providing your cell number, you have provided us with consent to send you text messages in conjunction with the services you have requested. Your cellular provider’s Msg&Data Rates May Apply to our confirmation message and all subsequent messages.

You understand the text messages we send may be seen by anyone with access to your phone. Accordingly, you should take steps to safeguard your phone and text messages if you want them to remain private. Please notify us immediately if you change mobile numbers or plan to provide your phone to another person.

We may modify this Text Message Policy at any time at our discretion. We will post changes to this text message policy on our website at www.actioncredit.com. We may terminate our text message program at any time.

You agree and consent to be contacted by the Company, our agents, employees, attorneys, affiliates, subsequent creditors, loan servicing companies and third party collectors through the use of email, and/or telephone calls and/or SMS text messages to your cellular, home or work phone numbers, as well as any other phone number you have provided in conjunction with this account, including the use of automatic telephone dialing systems, auto dialers or an artificial or prerecorded voice.

Opt-out or STOP

  • If you wish to stop receiving text messages, reply to any text message we have sent you and in the reply text simply type STOP. We will include this information in the majority of messages that you receive.

It is our policy to send no more than 7 messages per month. In general the messages we send provide you with information about your account. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access.

If you have any questions about this policy or are having problems receiving or stopping our text messages, please contact us using the following information: 

Action Credit
110 S. Church St.
Center, TX 75935

Let Us Help you Fall into cash this season
Whether you need cash for winter clothing or items for your holiday dinners, Action Credit can help. Loans up to $1,480, with flexible payments, and great service makes us the company you call for your personal loan needs.
Action Credit Can Help You With The Cash You Need This Fall

Join Our Team

Action Credit is always looking for friendly, professional individuals looking for their next career. Join our team today!

Call for Extra Cash

Connecting to your local branch is easy as 1, 2, 3. Call today to discuss your financial situation. Click on the phone icon to find a branch near you.

Apply Online

Prefer to submit an online application? We make it easy for customers on the go. Click the icon to apply today.