Spring Loans
Up To $1,460
Texas’ Choice for
Signature and Secured Loans
Spring Loans
Up To $1,460
Texas’ Choice for
Signature and Secured Loans
Answers to Your Questions

Action Credit welcomes your questions – in fact, we encourage them!

We have assembled the questions we have been asked most-often and separated them in several categories. If you cannot find the answer to your questions, please contact your local Action Credit office or use the link below to submit your question.

Action Credit makes traditional installment loans. Traditional installment loans are a type of credit that has been around for over a hundred years. Our loans are not payday loans, but loans with monthly installment payments.

Yes. The reason you need the money is not important, just that you have a need or desire for extra cash is good enough. Many of our customers borrow money for unexpected expenses, car repairs, vacations, school expenses, home improvements, major purchases, Christmas, and so much more.

We make loans from $200 to $1,460 with flexible and affordable payments. Unlike Pay Day Lenders, Action Credit is a traditional installment lender.

Action Credit makes it fast and easy to set up an account. You can apply online 24/7 and get your answer quickly.

After you apply, Action Credit will let you know if you qualified within one business day, if not sooner.

We help people without credit every day. Just give your information to one of our team members and they will do everything they can to get your loan approved.

No, we do not require a bank account. We are not a payday lender and our loans are less costly.

Because your credit is just one part of what helps us determine the loan that we give you, it is necessary for us to run a credit report.

There is not always an income level requirement. At Action Credit, we do not want to burden you with a payment you cannot afford to make.

We do not make our loan decisions based on your credit score. We understand that you may have had difficulties in the past and focus our decision on your current credit experience, and ability to pay.

We consider ourselves experts in helping individuals with past credit issues. Our Action Credit team members will get to know your situation and do everything they can to re-establish your credit.

If your application was turned down, you will receive a letter by email or physical mail explaining the reasons behind the decision. You can also contact the branch location that processed your application for an explanation.

The type of security required can vary by the size of the loan or your current credit situation. However, some of our loans are unsecured.

Need money fast? Emergencies happen. If you need money to help overcome life’s little emergencies, Action Credit might be your solution.

Action Credit makes traditional installment loans. Traditional installment loans are a type of credit that has been around for over a hundred years. Our loans are not payday loans, but loans with monthly installment payments.

Our office hours vary slightly by location. Generally, we are open from 8:30 a.m. to 5:30 p.m. We encourage you to visit the Location Page, search for the office closest to you, and check their business hours.

Yes, simply locate your servicing location and click on the Contact Us button. Your email will be promptly answered.

We want to know about any issues or problems you are experiencing and would encourage you to contact the branch office that is servicing your loan. You can obtain their contact information by going to the Locations Page and searching by the city name. If you are unable to resolve your issue at the branch office, you can contact our Home office by email or by phone at (936) 591-8851.

Customer service is our number one priority. If you feel that you were not treated or serviced properly, please let us know right away by contacting our Home Office at (936) 591-8851. We promise to promptly resolve the issue.

Yes. The reason you need the money is not important, just that you have a need or desire for extra cash is good enough. Many of our customers borrow money for unexpected expenses, car repairs, vacations, school expenses, home improvements, major purchases, Christmas, and so much more.

We make loans from $200 to $1,460 with flexible and affordable payments. Unlike PayDay Lenders, Action Credit is a traditional installment lender.

After you apply, Action Credit will let you know if you qualified within one business day, if not sooner.

Yes, we do. The professionals at Action Credit are available to answer your questions. Give us a call.

At Action Credit, we take your privacy seriously and take special steps to be sure the online form is secure and your information is safe.

We accept cash, checks, money orders, and debit card payments.

Yes, you may pay your loan off at any time without a prepayment penalty.

Our loans are paid back in easy and affordable monthly installments. You can make your payment by mail, over the phone, and in the office.

Start Spring with the Cash You Need
Whether you have Spring travel plans or home improvement projects, Action Credit has the cash you need. Loans up to $1,460, flexible payments, and great service makes us the company you call for your financial needs. 
Let Action Credit help you this Spring

Join Our Team

Action Credit is always looking for friendly, professional individuals looking for their next career. Join our team today!

Call for Extra Cash

Connecting to your local branch is easy as 1, 2, 3. Call today to discuss your financial situation. Click on the phone icon to find a branch near you.

Refer a Friend Program

Already an Action Credit customer? We love referrals! Referrals also mean extra cash in your pocket. Learn more here.