Application/Closing Process

Answers to your questions

Q: What types of loans do you make?

A: Action Credit makes traditional installment loans. Traditional installment loans are a type of credit that has been around for over a hundred years. Our loans are not payday loans, but loans with monthly installment payments.

Q: Can I borrow money for any reason?

A: Yes. The reason you need the money is not important, just that you have a need or desire for extra cash is good enough. Many of our customers borrow money for unexpected expenses, car repairs, vacations, school expenses, home improvements, major purchases, Christmas, and so much more.

Q: What size of loans do you make?

A: We make loans from $200 to $1,400 with flexible and affordable payments. Unlike PayDay Lenders, Action Credit is a traditional installment lender.

Q: How long does it take to set up an account?

A: Action Credit makes it fast and easy to set up an account. You can apply online 24/7 and get your answer quickly.

Q: How long before I know if I qualified?

A: After you apply, Action Credit will let you know if you qualified within one business day, if not sooner.

Just What You Need For Your Back-to-School Expenses!

Loans starting at $150 to cover all your back-to-school expenses. We want to help you make this the Best School Year Ever!


Refer your friends or family and receive $40.00!* Our way of saying "thank you" for confirming your confidence in the Active Credit. To learn more, click on the image.
*Subject to loan made